16 Jun (C) New FHA and CFPB Guidelines Can Affect Your Next Contract (C) New FHA and CFPB Guidelines Can Affect Your Next Contract Tuesday, June 16, 2015 (1:00 PM to 3:00 PM) Coral Gables Office, Coral Gables, Florida Details You're Registered! DescriptionLocationInstructors Sign-in: 12:30 pm Class: 1:00 pm - 3:00 pm Members: $15 / Onsite: $25 Non-Members: $30 / Onsite $50 These new guidelines from FHA and CFPB will determine the outcome of your executed contracts. 1. What income can be considered for qualifying purposes: - Part-Time employment - Rental income - Taxable income 2. How to analyze credit liabilities 3. New requirement for Earnest Money Deposits 4. New requirements for Gift funds for closing. 5. New closing disclosure 6. New combined GFE and TIL will change how closings are done Coral Gables Office - Conference Room Coral Gables Office (Conference Room)245 Alcazar AvenueCoral Gables, FL 33134 Map & Directions Eddy Fernandez Eduardo Fernandez is a Miami native who has been working in South Florida real estate for over 20 years, his extensive knowledge of commercial and residential real estate and mortgage lending industry is unparalleled. His clients have consistently sought his advice and trusted his judgement. Eduardo has a proven track record of success in establishing operating infrastructures and systems to support rapid growth, improving productivity and efficiencies, reducing risks, and enhance customer relations.Clients have chosen to work with Eduardo as his passion in the real estate industry radiates through his customer service, attention to detail, negotiation, and dedication. Throughout his career he has been involved in over a billion dollars of real estate transactions by dedicating himself 24/7 to the needs of his clients. The knowledge Eduardo possess has granted him invitations on several occasions to appear on local radio and TV shows to speak as a financing and real estate market expert. His passion to excellence has elevated his colleagues beyond their professional and personal expectations. He has various licenses in the real estate industry such as Real Estate Broker, Mortgage Loan Originator, and Community Association Manager.