17 Sep (H) And Then There Were 4 (H) And Then There Were 4 Thursday, September 17, 2015 (12:30 PM to 5:00 PM) 4 CE Hours MIAMI HQ, Miami, Florida Details You're Registered! DescriptionLocationInstructors 12:30pm Registration 1pm - 5pm Seminar In conjunction with the Consumer Financial Protection Bureau's (cfpb) easier to use mortgage disclosures that clearly layout the terms of a mortgage for a homebuyer, this course is designed to help you understand the ‘4' choices a consumer has. You'll be able to provide your customers with a step by step guide in the mortgage program selection process. There are many different mortgages that will meet your customer's needs. For the purposes of this course will focus on the ‘Big Four'. 1. VA 2. USDA 3. FHA 4. Conventional At the end of this course, the student will be able to: - Compare and Contracts down payments for FHA & Conventional Financing. - State and calculate VA single ratio. - Explain repurchase timeline after bankruptcy for VA Financing. - Compare and contrast VA Funding Fees to Mortgage Investment. - State and calculate USDA Ratios. - Explain repurchase timelines after short sales for USDA financing. - List 2 major restrictions of USDA financing. - State and calculate FHA ratios. - Explain repurchase timelines after foreclosure for FHA financing. - Describe how and why gift funds are verified. - State and calculate conventional ratios. - Explain repurchase timelines after short sales for conventional financing. MIAMI HQ - Conference Room MIAMI HQ (Conference Room)700 South Royal Poinciana BlvdSte 400Miami, FL 33166 Map & Directions Grant Simon Grant Simon is a 30-year veteran of the real estate and mortgage industry. Over the years he has received numerous awards and recognition for his work. Grant brings his knowledge and expertise to both teaching and course writing. He has been a staff instructor for the Florida REALTORS® teaching GRI courses and is the past President of the Central Florida Mortgage Bankers Association. He graduated “with Honors” from the University of Florida and is originating loans and teaching Realtors across the country. Grant has written for the Orlando Sentinel and hosted talk radio shows and recently spoke at the state conventions for New York, New Jersey and Pennsylvania. Kudos include the 2002 Retail Originator of the Year award by the Mortgage Bankers Association of Central Florida.